2011 Armstrong Student Center
Oxford, OH 45056

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Privacy Policy

First Miami University Student Credit Union, your member owned financial institution, is committed to providing you with competitive products and services to meet your financial needs and to help you reach your goals. We are equally committed to protecting the privacy of our members.

Under Federal law, we are required to give you this privacy notice. It describes our credit union’s privacy policy and practices concerning the personal information we collect and disclose about our members. It also includes information about the parties who receive personal and sometimes nonpublic information from us as we conduct the business of the credit union.

Information We Collect About You

We collect nonpublic personal information about you from the following sources:

  • Information we receive from your applications or other forms.
  • Information about your transactions with our affiliates, others, or us.
  • Information we receive from a consumer reporting agency.
  • Information obtained when verifying the information you provide on an application or other forms.

Information We Disclose

We do not disclose any nonpublic personal information about our members and former members to anyone, except in the following exceptions as permitted by law:

  • In order to conduct the business of the credit union.
  • As necessary to effect, administer, or enforce a transaction that a consumer requests or authorizes, or as necessary to complete or collect what is owed on such transaction.
  • For the specific or other purposes such as to protect against fraud, we may disclose information to the credit union’s attorney or auditors. We may also disclose information about you under circumstances as permitted or required by law.

Our Security Measures

We restrict access to nonpublic information about you to those employees or companies who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Because we do not disclose nonpublic information outside of the exceptions permitted by law, we do not provide notice of the right to opt-out from this disclosure. However, were we to ever disclose information outside these exceptions, such notice of the right to opt-out would be provided. Should you have any questions about this disclosure, please contact the credit union at the address shown below.

This notification meets the notification requirements of the Nation Credit Union Administration regulation on privacy of consumer information, Part 716.

© 2017: First Miami Student and Alumni FCU, All Rights Reserved | Federally insured up to $250,000 NCUA